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In House Training 2011

April 28 – 29

Mortgage Underwriting Techniques

  • Origination of mortgages: - origination and processing, affordability analysis, prequalification, customized loan plans

  • Mortgage lending operations: international mortgage lending operations

  • Servicing mortgage loans & funding strategies & risk management in mortgage lending

  • Mortgage fundamentals

  • Credit scoring

  • Mortgage Insurance

  • Underwriting process

May 26 – 27

Managing Housing Finance Risk

  • Managing Inflation through indexed mortgages in savings and primary mortgage institutions

  • Managing Liabilities and Credit Risk

  • Understanding the Interest Rate Risk in Mortgages

  • Managing Capital Risk

  • Individual customer risk profiling

  • Understanding customer behavior

  • Categorizing delinquency

June 29 – 30

Alternative Mortgage Instruments

  • How interest rate affect the housing market

  • Understanding the mortgage payment structure

  • Adjustable rate mortgages

  • Reverse mortgage

  • Growing equity mortgage

  • Rollover Loans

  • Graduated Payment Mortgages

  • Shared Appreciation Mortgages

  • Interest only mortgages

July 28 – 29

Strategies for selling in falling real estate markets – selling in a slow market

  • Strategies for slowing markets

  • Improvements that return the investments

  • Effective marketing of real estate

  • Marketing blunders

  • Selling a Home with equity against foreclosures and short sales

  • Examining the foreclosed and short sale comparable sales

  • Comparative market analysis

August 30 – 31

Managing risk in mortgage origination

  • Measuring market and credit risk

  • Controlling risk in mortgage origination

  • Performance measurement analysis

  • Compliance and regulatory issues

  • Operational risk management for real estate business

  • Controlling operational risk

September 29 – 30

Real Estate Project Development and Delivery Mechanism

  • Understanding the project schedule

  • Project cash flow analysis

  • Managing the delivery processes

  • Supply chain management

  • Failed projects and why

  • Successful projects and why

  • Commercial Due Diligence for Housing Finance & Real Estate

October 27 – 28

Mortgage Underwriting Techniques

  • Origination of mortgages: - origination and processing, affordability analysis, prequalification, customized loan plans

  • Mortgage lending operations: international mortgage lending operations

  • Servicing mortgage loans & funding strategies & risk management in mortgage lending

  • Mortgage fundamentals

  • Credit scoring

  • Mortgage Insurance

  • Underwriting process

November 29 & 30

Managing Housing Finance Risk

  • Managing Inflation through indexed mortgages in savings and primary mortgage institutions

  • Managing Liabilities and Credit Risk

  • Understanding the Interest Rate Risk in Mortgages

  • Managing Capital Risk

  • Individual customer risk profiling

  • Understanding customer behavior

  • Categorizing delinquency

December 14 – 15

Alternative Mortgage Instruments

  • How interest rate affect the housing market

  • Understanding the mortgage payment structure

  • Adjustable rate mortgages

  • Reverse mortgage

  • Growing equity mortgage

  • Rollover Loans

  • Graduated Payment Mortgages

  • Shared Appreciation Mortgages

  • Interest only mortgages

Course Fees NGN67, 500 only